Stop forcing your team into one-size-fits-all group plans. With HRASimple, you set a stable budget, employees choose the coverage that works for them, and we handle everything in between.
You want to take care of your team. But every year, renewal time brings the same headaches: premiums you did not budget for, plans your employees do not love, and hours of paperwork that pull you away from running your business.
You should not have to choose between protecting your budget and offering benefits your team values. There is a smarter path.
Group plan costs rise every year with no warning, making it impossible to plan your budget.
One plan for everyone means no one gets exactly what they need, and top talent notices.
IRS reporting, ERISA rules, and annual renewals eat up time you do not have.
As one of Georgia's first ICHRA administrators, we combine smart technology with decades of insurance expertise and real, human-centered service. We handle ICHRA administration end to end so you stop managing insurance and your employees choose what works for them.
Ready to see what a smarter benefits plan looks like for your team?
Hear from Georgia small business owners who made the switch to flexible, stable benefits with HRASimple.
We were paying over $1,800 a month for a group plan half my team never used. HRASimple walked us through the switch in a few weeks. Now I know exactly what I am spending every month and my employees actually like their plans.
I was nervous my employees would be confused by shopping for their own plans. The HRASimple team held their hands through the whole enrollment process. We had zero complaints and three people told me it was the best benefits experience they have ever had.
As a small construction company, we could never afford the group plans the big guys offer. HRASimple gave us a way to compete for talent. We hired two great project managers last quarter who told us the benefits package was a deciding factor.
The compliance piece was what scared me most. I kept putting off switching because I thought it would be a legal nightmare. HRASimple handled every bit of it. I did not have to touch a single IRS form.
We are a 12-person tech startup and could not lock into a rigid group plan. ICHRA through HRASimple gave every one of our employees the freedom to pick what worked for them. Our team is remote across Georgia and it works perfectly for everyone.
Three clear steps from where you are now to a benefits plan your whole team will value.
Tell us your goals, team size, and budget. We will run an honest, side-by-side comparison of ICHRA versus your current group plan so you can see the real numbers.
We design a reimbursement strategy built around your business. You set a predictable monthly budget. We handle IRS compliance, enrollment support, and employee education.
Your employees shop for personalized health plans that fit their lives. You become the place everyone wants to work, without the group-plan headaches.
When you switch to a flexible benefits model with HRASimple, everyone wins.
You decide exactly how much to contribute each month. No more surprise premium hikes at renewal time. Your costs stay stable and foreseeable.
Every employee shops for the plan that fits their doctors, family, and budget. Real choice, not a compromise plan chosen for everyone.
We own the compliance. IRS reporting, eligibility tracking, reimbursement processing, and employee questions are all handled by our team.
We are right here in Georgia, not a national call center. Real people answer the phone and support your team before, during, and after onboarding.
Run your own numbers in minutes. Our ICHRA Savings Calculator shows you a side-by-side cost comparison so you can walk into any conversation with confidence.
See how ICHRA at HRASimple compares to the traditional group insurance model.
| Feature | Group Insurance | ICHRA at HRASimple |
|---|---|---|
| Cost Predictability | ✕ Premiums fluctuate | ✓ Fixed monthly budget |
| Employee Choice | ✕ One plan for everyone | ✓ Each employee chooses their own plan |
| Annual Renewal Stress | ✕ Re-shop every year | ✓ Stable, no forced overhaul |
| Compliance | ✕ Employer manages ERISA, COBRA, ACA | ✓ HRASimple handles it all |
| Admin Burden | ✕ Falls on your HR team | ✓ We handle reimbursements and support |
| Doctor Networks | ✕ Limited to plan network | ✓ Employees choose plans with their doctors |
We are not just a software platform. We are a dedicated partner before, during, and after onboarding.
We own compliance, process reimbursements, track eligibility, and handle plan governance so you can focus on running your business, not managing insurance.
When your team has questions about enrollment, plan selection, or reimbursements, we are here with clear, human support. No one gets left to figure it out alone.
We respect your broker relationships and handle the administration so your advisor stays the strategist. We never position ourselves as a replacement for your trusted advisor.
Have questions? We are right here in Georgia and happy to walk you through it.
Schedule a Free Consultation
Getting started takes one conversation. Tell us about your team and we will show you exactly what a flexible, stable benefits plan looks like for your business.
Talk through your goals and budget
We design your reimbursement strategy
Launch and watch your team thrive
No commitment required. We will give you an honest comparison, even if ICHRA is not the right fit.
We believe in honest conversations. Here is what employers want to know before making the switch.
